> For the complete documentation index, see [llms.txt](https://docs.gage.cash/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gage.cash/borrow/list.md).

# List your collateral

Borrow turns something you hold into a listing: a fixed cap, a fixed term, an asking price, and your collateral in escrow until a lender funds it or you cancel.

## What you choose

| Field          | What it is                                                                                               | Notes                                                                                                |
| -------------- | -------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------- |
| **Collateral** | A Stock Token, a meme, ETH, or an eligible Uniswap v4 stock/USDG or meme/stock position from your wallet | The app shows its value now and the pool it read it from                                             |
| **Cap**        | The most you will pay to get the collateral back                                                         | Suggested at 90% of value for stocks and positions, 70% for memes. The app says which it is using    |
| **Term**       | 7 or 21 days                                                                                             | Expiry is funding time plus the term                                                                 |
| **Fixed cost** | What the lender earns if you reclaim, as an amount and a percent for the term                            | Recent deals on the same asset suggest a figure. The asking price follows from the cap and this cost |
| **Reminders**  | Telegram, email or web push at 48, 24, 6 and 1 hours before expiry                                       | Part of listing, not an afterthought. See [Reminders](/borrow/reminders.md)                          |

## What the screen shows before you list

* **Value now** and its source pool.
* **Fixed cost**, as an amount and a percent for the term: `9.12 USDG · 0.50% for 7 days`.
* **You receive**: the asking price less the protocol fee.
* **Still at stake**: the collateral, until you reclaim.
* **Expiry**, as a date and time in UTC, assuming funding now.
* **Rewards this week**, on two lines: the fixed cost in USDG, and the sGAGE estimate at the current pool price with its drip. If the week's deal budget is gone, the screen says so before you list.
* **No liquidation**, with its definition.
* The line: **A listing is not a loan until a bid is accepted.**

## What happens when you list

1. The collateral moves into the contract's escrow. It stays yours to cancel until a lender funds.
2. The listing appears on Lend under its lane and term, with its asking price.
3. When a lender funds it, the USDG is credited to your balance at once and the clock starts. There is no waiting period and no time limit on the listing.

## Deal size limits

Each asset has a minimum deal size, a maximum per deal, and a maximum open across all deals. They are set by the registry from the asset's pool depth and revisited weekly. The app hides what you cannot list.

## The protocol fee

A fee in basis points on the funded price is taken from your proceeds at funding, bounded by the contracts at 2% and set lower by the registry. It is shown on the Borrow screen before you list, never as "0% fee".

## Next

* [The cap and the fixed cost](/borrow/cap-and-fixed-cost.md)
* [The decision at expiry](/borrow/the-decision.md)


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