> For the complete documentation index, see [llms.txt](https://docs.gage.cash/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gage.cash/reference/faq.md).

# FAQ

## Deals

**Is this a loan?** It is a deal with a fixed cap and a fixed date. You receive USDG now and choose at expiry whether to pay the cap and reclaim or walk away. A listing is not a loan until it is funded.

**Can I be liquidated?** No. Nothing can touch your collateral before expiry; at expiry you choose. No price triggers anything. See [No liquidation, defined](/start-here/no-liquidation.md).

**What happens if I forget?** If you miss the grace window, the lender keeps your collateral. Reminders arrive at 48, 24, 6 and 1 hours before expiry, and at expiry with the grace deadline. Turn them on when you list.

**Can I reclaim early?** Yes, at the full cap, any time from funding. The lender is paid the same amount sooner.

**Can I reclaim part of it?** No. A reclaim is the full cap in one transaction.

**Can I change the cap or the term after listing?** No. Cancel and list again.

**Is there interest?** No. The cost is fixed at funding, as an amount and a percent for the term. It does not grow.

**What is the fee?** A protocol fee in basis points on the funded price, taken from the borrower's proceeds at funding, bounded at 2% by the contracts. It is shown before you list.

## Lending

**What do I earn?** The fixed cost, if the borrower reclaims: `9.12 USDG · 0.50% for 7 days`, for example. Plus sGAGE rewards that drip over the term, either way.

**What is the risk?** You may end up holding the collateral instead of USDG. On the meme lane: memes can go to zero. If the borrower walks away, you hold it.

**When can I claim the collateral?** Once the grace window after expiry has ended. Until your claim executes, the borrower may still reclaim.

**Can I fund with ETH?** Yes. The app swaps ETH to USDG and funds in one transaction, showing the rate, the minimum accepted and the total ETH debit before you sign.

**Can I make an offer below the asking price?** Not in the first version. A listing is funded at its asking price. Offers exist in the contracts and may be switched on later.

## Rewards

**Why is my reward "0.000" just after funding?** The drip starts flat and lifts. It moves to three decimals within about twelve minutes and every second from a few hours in. Most of the reward lands at the end of the term.

**Can I unlock rewards early?** No. Nothing releases them early, and nothing slows them.

**What does "fully allocated" mean?** This week's deal budget is gone. Deals still fund and pay their fixed cost. They earn sGAGE again from the reset shown.

**Do I have to stake anything?** No. There is nothing to stake and nothing to lock. Adding liquidity to the GAGE/sGAGE pool is the whole action.

**What is sGAGE worth?** Whatever the GAGE/sGAGE pool says. Every reward figure is an estimate at the pool price, and the pool price moves.

## Assets

**Which tokens can I use?** Stock Tokens on the allowlist, ETH, memes that pass the rules, and eligible Uniswap v4 stock/USDG and meme/stock positions. The app shows what your wallet holds that qualifies.

**What if my Stock Token is paused?** Deals keep advancing and entitlements are recorded. Withdrawals of that token wait until it resumes. Rewards are not paused.

**Does gage hold my tokens?** The contracts hold escrowed collateral during a deal, and balances you have not withdrawn yet. Nobody can move them but the rules above. There is no owner and no upgrade.


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