> For the complete documentation index, see [llms.txt](https://docs.gage.cash/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gage.cash/start-here/two-lanes.md). # Two lanes: stocks and memes gage has two lanes. Both use the same contracts and the same deal. What differs is what qualifies as collateral, the suggested cap, and the line lenders read. ## Stocks and positions | What | Details | | ------------- | --------------------------------------------------------------------------------------------------------- | | Collateral | Robinhood Stock Tokens on the allowlist, ETH, or an eligible Uniswap v4 stock/USDG or meme/stock position | | Suggested cap | 90% of value | | Valued from | The deepest USDG pool for the token, on Robinhood Chain | | Lender line | You may end up holding the collateral instead of USDG. | Stock Tokens are ERC-20s issued on Robinhood Chain that track tokenised stocks. Dividends and splits are handled by an on-chain multiplier; raw balances never change. gage stores raw units on-chain and scales them only in the interface. A Stock Token can be paused around a corporate action. Deals keep advancing; withdrawals of that token wait until trading resumes. Rewards are not paused. ## Memes | What | Details | | ------------- | -------------------------------------------------------------------------------------------------------------------------------- | | Collateral | Any token with a Uniswap v4 pool against an allowlisted Stock Token, listed 7 days or more, market cap of 1,000,000 USDG or more | | Suggested cap | 70% of value | | Valued from | The meme's stock pool, then that stock's USDG pool | | Lender line | Memes can go to zero. If the borrower walks away, you hold it. | A meme qualifies by rules, not by taste. The app shows the facts and never editorialises: market cap, whether liquidity is locked, pool age, top ten holders' share, creator wallet share, and 30-day drawdown. The rules are in [Collateral rules](/protocol/collateral-rules.md). Deal sizes on the meme lane are capped more tightly: 1% of the pool's depth per deal and 5% per asset, revisited weekly. ## The same deal underneath Both lanes: * Are funded in USDG and capped in USDG. * Fix the cost and the date at funding. * Earn sGAGE for both sides. * Settle by the borrower's choice at expiry, with the same grace window. On Lend, pick a lane first, then a term. On Borrow, the lane follows from what you pick in your wallet. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.gage.cash/start-here/two-lanes.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.